I don’t currently have a car, but when I do, I know that I will need to get a lot of things before I can start driving it. One of those things is car insurance. However, there are so many plans to choose from, and it will depend on what you need in your state.
The minimum insurance policy varies by the state from what I’ve read. For example, some need uninsured insurance should they get into an accident with someone who does not have insurance. In my opinion, this sounds like coverage that everyone should have anyway.
Then, you have to decide what else makes sense both in realistically and financially with your agent. They can help you determine what you should have, such as whether a plan with comprehensive, collision, etc. coverage is enough for your needs. They can also help you with seeing if you qualify for discounts like multi-car, safe driver, pay-in-full, etc. Some policies even have a tool you can insert to record your speeds and the safer your speeds, the more you can save on your plan.
There is a lot to consider when it comes to getting that ideal insurance. That is why I don’t suggest doing the process entirely alone. It is better to talk with an agent who can help you find that ideal policy and save you the most money.